January 28, 2010

Busy busy, stressed stressed.

I haven't posted for awhile. Why do I have to do "something" all the time???  Why can't I just say "I'm not doing a project today."? I have been toying with the idea of refinancing. The rates are low now and I kept telling hubby we should start the process. Well two nights ago I gave my husband all the mortage companies that offered decents rates and closing cost and for him to research these companies. lol

So as of today, we are in the process of refinancing our home. Appraiser came yesterday and we got the results today. Fast! Good news, our home is worth more than $1. lol With these times, so many people are upside down on their mortgage and we weren't sure if maybe our home last even more equity thanks to short sales and forclosure.

Today, our rate is floating and I'm doing research on past rates. Should we lock? Wait? I hate this part! You just never know when the best rate will come. Is it today? Next week? If I lock now and tomorrow is lower, I'll be kicking myself? If I lock now and the rate is highter, I'll be kissing myself. lol  Hate this! lol

If you do not hear from me for a few days, it's probably because I'll be stuck on financial websites. Have coffee on hand and some Valentine chocolates to keep me alert. Please send good vibes my way. I have refinanced before and know how stressfull it can be. Until we'll meet again on my blog!

A Bientot!


Tracychele @ The Week-Ender said...

You are making me think of my Hubs playing the stock market. He always says stuff like "Should I buy now or wait and see if it goes up tomorrow?" or "Should I unload this stock today and make this much or wait and see?"! I guess you never really know what the right move is. I am sending good vibes your way right now! Hope you get a great deal. Have a wonderful evening.

jenbusymom said...

We are in the process of doing the same thing! The rates are so low, it's totally worth it! We got 2.25% and and not locked for five years. I hope we did the right thing too, very stressfull!!

Wanda said...

Yikes....it's not easy. Hoping it works out exactely as you want it to!


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