I haven't posted for awhile. Why do I have to do "something" all the time??? Why can't I just say "I'm not doing a project today."? I have been toying with the idea of refinancing. The rates are low now and I kept telling hubby we should start the process. Well two nights ago I gave my husband all the mortage companies that offered decents rates and closing cost and for him to research these companies. lol
So as of today, we are in the process of refinancing our home. Appraiser came yesterday and we got the results today. Fast! Good news, our home is worth more than $1. lol With these times, so many people are upside down on their mortgage and we weren't sure if maybe our home last even more equity thanks to short sales and forclosure.
Today, our rate is floating and I'm doing research on past rates. Should we lock? Wait? I hate this part! You just never know when the best rate will come. Is it today? Next week? If I lock now and tomorrow is lower, I'll be kicking myself? If I lock now and the rate is highter, I'll be kissing myself. lol Hate this! lol
If you do not hear from me for a few days, it's probably because I'll be stuck on financial websites. Have coffee on hand and some Valentine chocolates to keep me alert. Please send good vibes my way. I have refinanced before and know how stressfull it can be. Until we'll meet again on my blog!